1. About Us

• Keval Nivesh Intermediaries LLP is a Mutual Fund Distributor (ARN–1146276).
• Mr. Bizesh Kottarrapat and Mr. Dhruv Khule are licensed Insurance Agents.
• We do not provide investment advice and are not SEBI-registered Investment Advisers (RIA).
• We do not charge advisory fees.

We facilitate transactions in Mutual Funds, Insurance, FDs, and Loans but do not underwrite policies or guarantee returns.

2. Eligibility

You must be at least 18 years old and legally competent to use this website and engage in financial transactions.

3. Website Use

You agree not to:

• Use the site for unlawful purposes.
• Copy, redistribute, or commercialise website content without permission.
• Attempt to disrupt or damage the website or its servers.
• Upload harmful software or malicious code.

4. Content Disclaimer

• Information on this website is for general awareness only.
• We are not providing investment advice.
• Past performance does not guarantee future results.
• Users should read all scheme documents, policy wordings, and product terms carefully before investing.

5. Liability Limitation

• We are not liable for financial loss, errors, interruptions, or decisions based on website content.
• We are not responsible for third-party websites, services, or links.

6. Copyright / Intellectual Property

All website content (text, graphics, logos, images, designs) is owned by Keval Nivesh Intermediaries LLP. Users may not copy, reproduce, distribute, or modify content without written permission.

7. Data Sharing & Privacy

We collect and use personal data as outlined in our Privacy Policy. Data sharing is limited to necessary parties: AMCs, RTAs, insurers, banks/NBFCs, service providers, and regulators.

8. Updates & Revision History

• We may modify these Terms & Conditions at any time.
• Updated versions will be effective immediately upon posting.
• Last Updated: 02 December 2025

9. Contact Information

For queries or concerns regarding Privacy Policy, Terms & Conditions, or your personal data:

Email: salessupport@kevalniveshv.com