Terms & Conditions

1. About Us

  • Keval Nivesh Intermediaries LLP is a Mutual Fund Distributor (ARN–1146276).
  • Mr. Bizesh Kottarrapat and Mr. Dhruv Khule are licensed Insurance Agents.
  • We do not provide investment advice and are not SEBI-registered Investment Advisers (RIA).
  • We do not charge advisory fees.

We facilitate transactions in Mutual Funds, Insurance, FDs, and Loans but do not underwrite policies or guarantee returns.

2. Eligibility

You must be at least 18 years old and legally competent to use this website and engage in financial transactions.

3. Website Use

You agree not to:

  • Use the site for unlawful purposes.
  • Copy, redistribute, or commercialise website content without permission.
  • Attempt to disrupt or damage the website or its servers.
  • Upload harmful software or malicious code.

4. Content Disclaimer

  • Information on this website is for general awareness only.
  • We are not providing investment advice.
  • Past performance does not guarantee future results.
  • Users should read all scheme documents, policy wordings, and product terms carefully before investing.

5. Liability Limitation

  • We are not liable for financial loss, errors, interruptions, or decisions based on website content.
  • We are not responsible for third-party websites, services, or links.

7. Data Sharing & Privacy

We collect and use personal data as outlined in our Privacy Policy. Data sharing is limited to necessary parties: AMCs, RTAs, insurers, banks/NBFCs, service providers, and regulators.

8. Updates & Revision History

  • We may modify these Terms & Conditions at any time.
  • Updated versions will be effective immediately upon posting.
  • Last Updated: 02 December 2025

9. Contact Information

For queries or concerns regarding Privacy Policy, Terms & Conditions, or your personal data:

Email: salessupport@kevalniveshv.com

K E V A L N I V E S H

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    Years of Financial Industry Experience

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    Families Served

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    Live SIPs Running

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    Paperless Mutual Fund Onboarding

    Mutual Funds
    Insurance
    Fixed Deposits & Bonds
    NRI Investment Support
    Home Loans
    Mutual Funds
    Insurance
    Fixed Deposits & Bonds
    NRI Investment Support
    Home Loans
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    Keval Nivesh Lets Talk With Us

    Introduction

    At Keval Nivesh, we believe wealth creation isn’t just about numbers,it’s about trust, discipline, and peace of mind. For over two and a half decades, we’ve been helping individuals, families, and professionals invest confidently through pure distributions and transparent processes.

    Approach

    Our approach is simple.We listen first. Your goals, your dreams, your comfort with risk,that’s where we begin. Then, using our decades of experience and certified expertise, we help you build a portfolio that reflects your life, not market trends.

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    Why Trust Us

    25+ Years of Experience

    IIM Executive Programmes

    Goal-Based Approach with Pure Distribution Philosophy — No Product Pushing

    Catered to 1000+ Clients with Proven, Profitable Results

    100% Transparency in Every Transaction

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    Our Core Promise

    Just honest, data-backed, and heart-led distribution that builds wealth — steadily, ethically, and intelligently.

    No jargon

    No aggressive selling.

    No unrealistic promises.

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    Trust Indicators

    Our Certifications & Credentials

    01

    AMFI Registered Mutual Fund Distributors

    02

    IIM Ahmedabad & IIM Lucknow Executive Programme Alumni

    03

    Over 25 Years of Experience Each with Leading Financial Institutions

    Services We Offer

    The Right Tools for Your Financial Journey

    Mutual Funds

    Disciplined Wealth Creation

    Mutual Funds are one of the most effective ways to build long-term wealth.

    Insurance

    Protection Before Growth

    Your wealth deserves protection. We guide you with proper insurance planning.

    Fixed Deposits & Bonds

    Stability to Your Portfolio

    Perfect fixed-income options for clients seeking safety and predictable returns.

    NRI Investment Support

    Guiding NRIs within Compliance

    Helping NRIs navigate Indian investment opportunities with ease.

    Our Contact

    No sales pitch.

    No pressure.

    Just an honest discussion about where you are, where you want to go, and how we can help you get there.

    Let's Connect

    Testimonials

    What Our Clients Say

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    ★★★★★

    Priyanshu Jain

    "With a demanding schedule at Fortis, I rarely have the time to track market movements. Melwyn has been an invaluable asset, handling my investments with great expertise and proactive service. He simplifies the complexities of wealth management, allowing me to focus entirely on my patients."

    ★★★★★

    Ashutosh Thakre

    "This is not a corporate anniversary. It’s a celebration of a family (KevalNivesh) who has overcome all odds. Happy 4th anniversary! You both have proved that one can only succeed with creativity and dedication. This is a special occasion and I want to congratulate you all for another amazing year. Your service and customer deduction is out of the world."

    ★★★★★

    Subash Nair

    "Great experience Solid Professionals Keep it up Team Keval Nivesh."

    ★★★★★

    Kapesh Maheshwari

    "I have had an outstanding experience with KevalNivesh. Their team is knowledgeable, professional, and truly committed to helping clients achieve financial security. They took the time to understand my needs and provided tailored solutions that gave me confidence in my financial future. Their expertise in both finance and life insurance management is impressive, ensuring that I have the best coverage and investment strategies in place. Communication has been seamless, and they are always available to answer questions or provide guidance. I highly recommend KevalNivesh to anyone looking for trustworthy and efficient financial planning and insurance services. They go above and beyond to ensure their clients’ peace of mind!"

    ★★★★★

    Priyanshu Jain

    "With a demanding schedule at Fortis, I rarely have the time to track market movements. Melwyn has been an invaluable asset, handling my investments with great expertise and proactive service. He simplifies the complexities of wealth management, allowing me to focus entirely on my patients."

    ★★★★★

    Ashutosh Thakre

    "This is not a corporate anniversary. It’s a celebration of a family (KevalNivesh) who has overcome all odds. Happy 4th anniversary! You both have proved that one can only succeed with creativity and dedication. This is a special occasion and I want to congratulate you all for another amazing year. Your service and customer deduction is out of the world."

    ★★★★★

    Subash Nair

    "Great experience Solid Professionals Keep it up Team Keval Nivesh."

    ★★★★★

    Kapesh Maheshwari

    "I have had an outstanding experience with KevalNivesh. Their team is knowledgeable, professional, and truly committed to helping clients achieve financial security. They took the time to understand my needs and provided tailored solutions that gave me confidence in my financial future. Their expertise in both finance and life insurance management is impressive, ensuring that I have the best coverage and investment strategies in place. Communication has been seamless, and they are always available to answer questions or provide guidance. I highly recommend KevalNivesh to anyone looking for trustworthy and efficient financial planning and insurance services. They go above and beyond to ensure their clients’ peace of mind!"

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